By accessing the PRESTAFACIL LLC OR PRESTAFACILAUTO.COM web site and using the services on this site, you agree to the terms and conditions (“Terms”) below. Please read these Terms carefully. If you do not agree to these Terms, do not access or use this web site. The PRESTAFACILAUTO.COM is a web site is operated by PRESTAFACIL LLC
These Terms and Conditions contain a mandatory arbitration provision that requires you to arbitrate individually any disputes or claims you may have with us and waives your right to participate in a class action or multi-party arbitration.
PRESTAFACILAUTO.COM ‘s service connects consumers with prospective lending partners (“participating lending partners or PRESTAFACIL LLC as a lending entity”). To use the service, you must complete one or more online forms that request specific information from you, including, but not limited to, your name, address, telephone number, email address, social security number, banking account information, and employment information. PRESTAFACILAUTO.COM use of this information is subject to this site’s Privacy Policy. In order to use this web site or the service, you must agree to the separate terms and conditions set forth in the Privacy Policy, which are incorporated herein by reference.
By submitting the form(s), you understand and agree that you are submitting an inquiry about a loan product to PRESTAFACILAUTO.COM and PRESTAFACIL LLC and each of the participating lending partners to whom PRESTAFACILAUTO.COM transmits your loan request. By submitting the form(s), you are extending an express invitation to PRESTAFACILAUTO.COM to any and each of the participating lending partners with whom your information is shared to contact you by any means (including, without limitation, email, telephone, and direct mail) so that they may assist you with your transaction or provide information to you about additional offers in which you may be interested.
Participating lending partners who receive your information from PRESTAFACIL LLC or PRESTAFACILAUTO.COM review your information in real-time to determine whether your information meets the lending partners loan qualification criteria. Participating lending partners may, among other things, verify your social security number, perform a credit check, and review your information against national databases (such as Teletrack or DP Bureau) that tracks consumer transactions with lending institutions. By submitting the form(s), you agree to allow participating lending partners to review, verify, and research your information in such manner.
PRESTAFACILAUTO.COM and PRESTAFACIL LLC do not guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. PRESTAFACILAUTO.COM and PRESTAFACIL LLC do not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lending partners are the best terms available in the market.
You agree that PRESTAFACILAUTO.COM and PRESTAFACIL LLC shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the service. You understand that participating lending partners may keep your information, whether or not you are qualified for a loan with them.
Presta Facil LLC provides auto equity loans.The vehicle’s condition, the vehicle’s appraisal value, and the customer’s ability to repay the loan are the primary considerations for approval. Presta Facil LLC utilizes “Auto Title Loans” solely as a method for advertising purposes.The lenders are licensed under the “Florida Consumer Finance Act” (Florida Statute 516) and as such are exempt from any licensing requirements under the “Florida Title Loan Act” to the extent that any of the lender’s activities involve the making of a loan of money to a consumer secured by bailment of a certificate of title to a motor vehicle.
Fees: $79.75 Lien Fee, $25.00 Application Fee, Documentary Stamp Tax (varies depending on loan amount). Annual Interest Rate (APR): ranges from 18% to 30% (maximum) APR. Repayment Programs: 6 months up to 24 months.
The table below shows clear examples of the cost of a loan. Make sure you understand the terms and costs of your loan. Please call for more information.
| CHECK AMOUNT | LIEN HOLDER FEE | APPLICATION FEE | DOC. STAMPS | INTEREST RATE (APR) | NUMBER OF PAYMENTS | MONTHLY PAYMENT AMOUNT | TOTAL OF PAYMENTS |
| $1,000 | $79.75 | $25 | $3.87 | 30% ($188.47) | 12 | $108.09 | $1,297.09 |
| $5,000 | $79.75 | $25 | $17.87 | 26.19% ($760.51) | 18 | $326.84 | $5,883.13 |
* Other insurance coverages may be required to be approved.
PRESTAFACILAUTO.COM and PRESTAFACIL LLC reserve the right to change any information, features and/or functions of the service without prior notice. PRESTAFACILAUTO.COM and PRESTAFACIL LLC may deny you access to all or part of the services without prior notice if you engage in any conduct or activities that determines PRESTAFACILAUTO.COM and PRESTAFACIL LLC, in its sole discretion, violate these Terms, the rights of or PRESTAFACILAUTO.COM and PRESTAFACIL LLC or any third party, or is otherwise inappropriate. PRESTAFACILAUTO.COM and PRESTAFACIL LLC are not responsible for any errors or delays in providing the services caused by errors in any of the information provided by you or by any technical problems beyond our reasonable control.
THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ASSOCIATED WITH IT ARE PROVIDED “AS IS.” PRESTAFACILAUTO.COM and PRESTAFACIL LLC EXPRESSLY DISCLAIMs ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS OR SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. PRESTAFACIL LLC MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE ACHIEVED BY USING THIS WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT. USE OF THIS WEB SITE AND/OR PRESTAFACILAUTO.COM and PRESTAFACIL LLC SERVICES IS AT YOUR OWN RISK. PRESTAFACILAUTO.COM and PRESTAFACIL LLC AND/OR ITS PARTICIPATING LENDING PARTNERS OR ADVERTISERS OR ANY OF THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS, OR SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE AND/OR PRESTAFACILAUTO.COM and PRESTAFACIL LLC SERVICES OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF PRESTAFACIL LLC OR ITS PARTICIPATING LENDING PARTNERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME STATES DO NOT ALLOW THE LIMITATION OF LIABILITY AND DISCLAIMER OF IMPLIED WARRANTIES, SO THE DISCLAIMERS AND LIMITATIONS ABOVE MAY NOT APPLY TO YOU. IN SUCH STATES, THE RESPECTIVE LIABILITY OF , PRESTAFACILAUTO.COM and PRESTAFACIL LLC, ITS PARTICIPATING LENDING PARTNERS, AND THEIR OFFICERS, DIRECTORS, AGENTS, SUBSIDIARIES, AFFILIATES, EMPLOYEES, SUCCESSORS, ASSIGNS, CONTENT PROVIDERS AND SERVICE PROVIDERS IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.
As a condition of using this web site and/or the services offered herein, you agree to indemnify PRESTAFACILAUTO.COM and PRESTAFACIL LLC and its participating lending partners from and against any and all liabilities, expenses (including attorneys’ fees) and damages arising out of claims resulting from your use of this web site, including without limitation any claims alleging facts that if true would constitute a breach by you of these Terms.
This web site may contain links to other web sites operated by participating lending partners or other third parties. Such links are provided for your convenience and reference only. PRESTAFACILAUTO.COM and PRESTAFACIL LLC does not operate or control in any respect any information, software, products or services available on such third party sites. PRESTAFACILAUTO.COM and PRESTAFACIL LLC inclusion of a link to a web site does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.
Any controversy or claim arising out of or relating to the use of the web site, to the goods or services provided by PRESTAFACILAUTO.COM and PRESTAFACIL LLC, or to any acts or omission for which you may contend PRESTAFACILAUTO.COM and PRESTAFACIL LLC are liable, including but not limited to any controversy or claim as to arbitrability (“Dispute”), will be settled finally and exclusively by binding arbitration in accordance with the commercial arbitration rules of the American Arbitration Association in effect at that time. The arbitrator will have exclusive authority to resolve any dispute including any claim that all or any part of these Terms and Conditions are unenforceable. The arbitration will be conducted in Miami dade County, florida and judgment on the arbitration award may be entered into any court of competent jurisdiction in Miami dade County, FLORIDA. No arbitrator shall have the power to award damages in connected with any Dispute in excess of actual compensatory damages and shall not multiply actual damages or award consequential, punitive or exemplary damages, and each party irrevocably waives any claim thereto. The agreement to arbitrate shall not be construed as an agreement to the joinder or consolidation of an arbitration under this agreement with an arbitration of disputes or claims of any non-party, regardless of the nature of the issues of disputes involved.
YOU ACKNOWLEDGE AND AGREE THAT, VIA YOUR ACCEPTANCE OF THESE DISPUTE RESOLUTION PROVISIONS, YOU WAIVE ANY RIGHT TO A JURY TRIAL, AS WELL AS YOUR RIGHT TO BRING, JOIN OR PARTICIPATE AS A PLAINTIFF OR A CLASS MEMBER IN A CLASS ACTION SUIT OR MULTI-PARTY ARBITRATION BROUGHT AGAINST PRESTAFACILAUTO.COM and PRESTAFACIL LLC , ANY PERSON RELATED TO PRESTAFACILAUTO.COM and PRESTAFACIL LLC OR A SERVICE PROVIDER USED BY PRESTAFACILAUTO.COM and PRESTAFACIL LLC TO PROVIDE THE SERVICE.
In the event the arbitration provisions herein become inapplicable or unenforceable, or in any instance of any lawsuit between you and PRESTAFACIL LLC AND PRESTAFACILAUTO.COM, you agree PRESTAFACILAUTO.COM and PRESTAFACIL LLC that jurisdiction over and venue of any suit shall be exclusively in the state and federal courts sitting in MIAMI DADE COUNTY, FLORIDA. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the services must be filed within one (1) year after such claim or cause of action arose or be forever barred.
These Terms constitute the entire agreement between you and PRESTAFACILAUTO.COM and PRESTAFACIL LLC These Terms shall be governed by the laws of the State Of Florida without regard to its conflict of law provisions. If any part of these Terms is determined unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid and enforceable provision that most closely matches the intent of the original provision and the remainder of these Terms shall remain in effect. Any failure by PRESTAFACILAUTO.COM and PRESTAFACIL LLC to exercise or enforce any right or provision of these Terms will not be deemed a waiver of such right or provision. PRESTAFACILAUTO.COM and PRESTAFACIL LLC may amend these Terms at any time by posting the amended terms on its web site. All amended terms are automatically effective immediately, upon posting.
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